These 40+ Companies Provide Loans to Startups

As an entrepreneur, you have been checking things off your list for months as you try to get your small business off the ground. You may be a visionary with a game-changing product, but you still have to be practical and figure out where on earth you are going to get funding for your project.

Perhaps you have already considered angel investors, venture capitalists, and a GoFundMe campaign. It might not be an option for you to begin with the same amount of seed money as provided by the Musk or Bezos families; somewhere down the line, you will likely need to take out a small business loan. 

There’s a variety of small business loans to suit all sorts of enterprises. You can choose your payment plan options, whether you need funding for equipment, real estate, or employee wages. Does your startup need a fat line of credit? No problem. Are you going to require more than a couple of years to pay back your loan? Term loans can help you with that. 

Unlike some other kinds of funding available to startups, a small business loan can be a great option because it ensures that you are in the driver’s seat. Be the pragmatic visionary you always wanted to be and check out this huge list of companies that provide loans to startups so you can find the perfect fit for your business.

Accion
Loan amount: under $50,000
Minimum credit score: 575
Founder-backed: Yes

Avant
Loan amount: $2,000-$35,000
Minimum credit score: 580
Founder-backed: Yes

Balboa Capital
Loan amount: $5,000-$250,000
Minimum credit score: 620
Founder-backed: Yes

Become
Loan amount: up to $250,000
Minimum credit score: 300
Founder-backed: No

Biz2Credit
Loan amount: $25,000-$2,000,000
Minimum credit score: 575
Founder-backed: Yes

BlueVine
Loan amount: $6,000-$250,000
Minimum credit score: 600
Founder-backed: Yes

Credibly
Loan amount: up to $250,000
Minimum credit score: 500
Founder-backed: Yes

Crest Capital
Loan amount: $5,000-$500,000
Minimum credit score: 650
Founder-backed: No

Finance Factory
Loan amount: $5,000-$350,000
Minimum credit score: 680
Founder-backed: Yes

Fora Financial
Loan amount: $5,000-$750,000
Minimum credit score: 500
Founder-backed: Yes

Fundbox
Loan amount: $1,000-$150,000
Minimum credit score: 600
Founder-backed: Yes

Fundera
Loan amount: up to $50,000
Minimum credit score: 550
Founder-backed: Yes

Funding Circle
Loan amount: $5,000-$500,000
Minimum credit score: 660
Founder-backed: Yes

Fundit
Loan amount: $5,000-$20,000,000
Minimum credit score: N/A
Founder-backed: Yes

FundThrough
Loan amount: up to $10,000,000
Minimum credit score: N/A
Founder-backed: Yes

Guidant Financial
Loan amount: up to $150,000
Minimum credit score: 690
Founder-backed: Yes

Hometap
Loan amount: 75% LTV
Minimum credit score: 600
Founder-backed: Yes

Kabbage
Loan amount: $1,000-$150,000
Minimum credit score: 640
Founder-backed: Yes

Kiva
Loan amount: $1,000-$15,000
Minimum credit score: N/A
Founder-backed: No

Lending Club
Loan amount: $5,000-$500,000
Minimum credit score: 580
Founder-backed: Yes

LendingTree
Loan amount: $1,000-$50,000
Minimum credit score: VantageScore 3
Founder-backed: Yes

Lendio
Loan amount: $500-$5,000,000
Minimum credit score: 560
Founder-backed: Yes

LoanBuilder
Loan amount: up to $500,000
Minimum credit score: 550
Founder-backed: No

Midwest Corporate Credit
Loan amount: up to $250,000
Minimum credit score: N/A
Founder-backed: No

Mulligan Funding
Loan amount: $5,000-$2,000,000
Minimum credit score: N/A
Founder-backed: No

National Business Capital
Loan amount: up to $5,000,000
Minimum credit score: 580
Founder-backed: No

National Funding
Loan amount: up to $500,000
Minimum credit score: 500
Founder-backed: Yes

Newtek
Loan amount: $1,000-$10,000,000
Minimum credit score: 620
Founder-backed: Yes

Noble Funding
Loan amount: $75,000-$3.5,000,000
Minimum credit score: 650
Founder-backed: No

OnDeck
Loan amount: $5,000-$250,000
Minimum credit score: 600
Founder-backed: Yes

PayPal Working Capital
Loan amount: $1,000-$125,000
Minimum credit score: 500
Founder-backed: No

QuickBooks Capital
Loan amount: $5,000-$150,000
Minimum credit score: 580
Founder-backed: Yes

QuickBridge
Loan amount: $5,000-$500,000
Minimum credit score: 500
Founder-backed: Yes

Rapid Finance
Loan amount: $5,000-$5,000,000
Minimum credit score: 550
Founder-backed: Yes

Reliant Funding
Loan amount: $5,000-$400,000
Minimum credit score: 525
Founder-backed: Yes

Rocket Loans
Loan amount: $2,000-$45,000
Minimum credit score: 640
Founder-backed: Yes

SBG Funding
Loan amount: up to $5,000,000
Minimum credit score: 500
Founder-backed: Yes

Seek Business Capital
Loan amount: up to $500,000
Minimum credit score: 680
Founder-backed: Yes

SmartBiz
Loan amount: $30,000-$5,000,000
Minimum credit score: 640
Founder-backed: Yes

Truist
Loan amount: No limit
Minimum credit score: 620
Founder-backed: Yes

Upgrade
Loan amount: up to $50,000
Minimum credit score: 600
Founder-backed: Yes

Upstart
Loan amount: $1,000-$50,000
Minimum credit score: 80
Founder-backed: Yes

Upwise Capital
Loan amount: $5,000-$250,000
Minimum credit score: 500
Founder-backed: Yes